Taking applications in all 50 states

Live inbound calls.
Pay only for
calls that qualify.

Consumer-initiated Final Expense, Medicare and ACA callers, routed to your browser by the states you’re licensed in. No setup fee, one published number per line — today’s lines run $25 / 10s and $50 / 15s — and a call costs you nothing until it hits that time.

$0 / mo
Free Agent plan — no seat fee
$0
setup fee
$25 / 10s
example line — posted price, no markup
network.avata
Wallet balance
$1240.00
Waiting for the next call…
Recent calls · billed on connect
Medicare Advantage10:42−$42.00
ACA Marketplace10:31−$28.00
Final Expense10:17−$35.00
Final Expense · Long durationAll states$50/ 15s
Final Expense · Short durationAll states$25/ 10s
Final Expense · Long durationAll states$50/ 15s
Final Expense · Short durationAll states$25/ 10s
Why agents switch

Built for agents who are done paying for calls that never connected.

Licensed agent taking a live inbound call from a home office
Work from anywhere
Browser softphone. No hardware, no desk lease.

Inbound only

Every caller chose to call. You never dial out.

Routed by license

Only calls from states you're licensed in.

One number per line

Posted price and time, like $25 / 10s. Charged at 10s, not on a ring.

Clear rules, no arguments

Qualified calls are final. Mis-delivered? Dispute in 72h.

Your hours

Online when you're ready. Offline when you're done.

Published call terms

Price, rule and hours shown before you opt in.

Lines open right now

The price and the clock, before you apply.

Every line reads $X / Ns: you pay X only when a call stays connected past N seconds. Hang-ups, dead air and wrong numbers cost nothing.

Final Expense · Long duration
Final Expense — CTV
All licensed states
$50
/ 15s
Final Expense · Short duration
Final Expense — Social
All licensed states
$25
/ 10s

Prices are per connected call and can change as traffic changes; the price shown at the moment a call rings is the price you pay. New lines (Medicare, Auto, Spanish) open as volume comes on.

How it works

Application to first live call in a day.

  1. 01
    Sign up

    Three-minute form. Pick your licensed states, attest, and your account is created instantly.

  2. 02
    Fund your wallet

    Add as little as $20. No card on file, no auto-refill unless you turn it on.

  3. 03
    Pick lines, go online

    Choose the lines and states you want — each one posts its price and qualifying time. Hit the toggle. Calls route to your browser.

  4. 04
    Write policies

    Each qualified call debits the wallet; each recording is yours. Turn lines on and off as your day changes.

ROI calculator

What a month of inbound calls can return.

Call spend
$1,800
Policies written
4.8
Estimated commission
$4,320
Net after call spend$2,520
Return on call spend2.4×

Illustrative. Defaults reflect measured results from one live final-expense campaign on a comparable pay-per-call network (13.6% close, ~$893 median AP). Your results depend on your licenses, carrier contracts, hours online and skill. Not a guarantee of income.

Pricing

Start free on calls. Upgrade when you want the CRM.

The subscription covers the software. Calls are separate — you fund a wallet and pay each campaign’s posted price only for calls that reach its qualifying time.

AGENT
$0/mo
No seat fee · no card on file · pay per call only
  • Live inbound calls — you only pay per call
  • Browser softphone + every call recorded
  • Personal landing page for referrals
  • Upgrade any time for your book and texting
Join free ↗
AGENT PRO
$97/mo
Billed monthly · no contract · cancel any month
  • Live inbound calls — you only pay per call on top
  • CRM basics: contacts, pipeline, tasks, notes
  • Softphone + every call recorded
  • Two-way texting from your own number
  • Personal landing page for referrals
Apply to join ↗
Free Agent plan — no seat feeNo setup feeCancel any monthPay only for qualified calls
FAQ

Straight answers.

Do I need a license?+

Yes for insurance verticals (Medicare, ACA, Final Expense). You pick your licensed states at signup and confirm you're licensed in them — calls only route to you in those states. Keeping your licences current is on you.

What does a call cost?+

Each campaign publishes its price before you opt in — typically $20–$50 for Final Expense and Medicare depending on the traffic source. You see the number, the qualification rule and the hours up front.

When am I charged?+

When a connected call reaches the line's qualifying time — the 10s in a line like $25 / 10s. Not on a ping. If the caller hangs up before that, you pay nothing.

What if the call was junk?+

A call that reaches the qualifying time is final — that's what keeps prices honest for everyone. If a charged call was genuinely mis-delivered (duplicate, wrong vertical, bot, disconnected on connect, routing error), open it and hit Dispute within 72 hours; the recording is attached automatically.

Is there a subscription or setup fee?+

No. The free Agent plan has no seat fee and no card on file — you fund a wallet and pay per qualified call. Agent Pro ($97/mo) adds your book — contacts, texting, calendar and stats; Agent Premium ($149/mo) adds quoting and policy tracking.

Can I work with more than one agency?+

Yes. Your seat can be active on campaigns from multiple agencies at once, and we route the highest-priority eligible call to you.

Apply

Your next caller is already on the line.

Tell us your verticals and licensed states, fund a wallet, and go online. No approval queue — most agents take their first call the same day they sign up.

  • Free Agent plan — no seat fee, ever
  • Browser-based — no dialer or phone system needed
  • Cancel any month — no long-term contract
Licensed states · tap to select

Instant access. $0 to apply, $0 to join.

Avata Network — Live inbound insurance calls, delivered to your browser